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Dental Insurance Print Page

All full-time Concord Hospital employees are elligible for dental insurance as of the first of the month following 45 days completion of continuous, full-time service. Individuals with eligible dependents may elect to include them in coverage. The following summarizes the Core Dental benefit.

Diagnostic:
  • Evaluations - twice in a calendar year X-rays (Complete series or panoramic film) once in a 3-year period
  • Bitewing x-rays once in a 12-month period
  • X-rays of individual teeth as necessary
Preventive:
  • Cleanings - twice in a calendar year
  • Fluoride once in a 12- month period to age 19
  • Space maintainers to age 16
  • Sealant application to permanent molars, once in a lifetime per tooth, for children to age 15

Diagnostic and preventative services are covered at 100%.

Basic Restorative:
  • Amalgam (silver) fillings
  • Composite (white) fillings (anterior teeth only)
Oral Surgery:
  • Surgical and routine extractions
Endodontics:
  • Root canal therapy
Periodontics:
  • Periodontal cleaning (maintenance procedures)
    Only two cleaning are covered in a calendar year; this can be routine (Coverage A) or Periodontal (Coverage B), but not both.
  • Treatment of gum disease
Denture Repair:
  • Repair of a removable denture to its original condition
  • Emergency Palliative Treatment Covered at 60%
Major Restorative:
  • Removable and fixed partial dentures (bridge)
  • Complete dentures Rebase and reline (dentures)
  • Crowns Onlays Implants Covered at 50%

Calendar year maximum: $1,000 per person (Coverage A, B, and C combined)

For more information about this benefit, inquire at the time of interview.